Auto accidents are stressful regardless of the circumstances. It’s understandable to feel overwhelmed when it happens, and if you don’t get the other motorist’s information, follow the steps we’ve listed below.
Ensure That Everyone is OK
No matter what happens, always check yourself and your passengers for injuries. Even if you’re feeling fine, you might need medical care, as things like brain injuries and whiplash don’t show symptoms right away.
Call the Authorities
Drivers should always notify the police after an accident. If the collision is minor and everyone seems to be safe, use the non-emergency number for the police. In the event of serious property damage or severe injuries, call 911. When the police arrive, be sure to request a copy of the report as it will help when filing a claim for car insurance in Chicago.
Try to Remember What Happened
If possible, write down all you can remember about the other motorist and their vehicle. Note the location of the incident as well, being as detailed as you possibly can. By taking good notes, you’ll be in a better position to talk to the police and to take further steps.
Call Your Auto Insurance Company
Even if you didn’t get the other driver’s info or the accident was your fault, be sure to call your insurer. Most policies for car insurance in Chicago have notification & cooperation clauses, which means that policyholders have to tell them about accidents and cooperate with their investigations.
Auto accidents never happen at convenient times, and if the other driver refuses to provide their information (or you didn’t get it for another reason), it can be particularly frustrating. However, knowing which steps to take will help you retain control of the situation and get back on the road sooner.
